California’s coming war on banks and pre-crisis swaps

March 9th, 2010

Full story here from Business Insider. Notice that the termination fees on these swaps are HUGE. This is not unlike the first Alien movie, and these municipalities are like John Hurt.

Is this man Wall Street’s #1 threat?

 

Meet LA Councilman Richard Alarcón.

He’s the one leading the city’s charge to repudiate a pre-crisis interest rate swap agreement that it made with Bank of New York Melon. Doing so would save the city $19 million per year, and with a budget gap of over $200 million, LA needs every dollar it can get its hands on.

The swap — one it made on a water bond pre-crisis — was supposed to protect the city against higher interest rates, though of course rate have collapsed, meaning the city remains on the hook for protection it doesn’t need. This is a hot topic, as numerous cities around the country are in a similar situation, a topic which Gretchen Morgenson covered yesterday. Read the rest of this entry »

Goldman sez bloggers have become risks to its business

March 9th, 2010

Full story here from Business Insider. You don’t know how happy this makes me…Death to the Vampire Squid!

In its latest latest 10-K (via Dealbook) Goldman Sachs (GS) writes:

 

“The financial crisis and the current political and public sentiment regarding financial institutions has resulted in a significant amount of adverse press coverage, as well as adverse statements or charges by regulators or elected officials.

“Press coverage and other public statements that assert some form of wrongdoing, regardless of the factual basis for the assertions being made, often results in some type of investigation by regulators, legislators and law enforcement officials, or in lawsuits.”

In other words, pesky gadflies like anonymous bloggers, Rolling Stone critics, and New York Times journalists are hurting the company.

Is the Federal Reserve insolvent?

March 9th, 2010

Full story here from ZeroHedge. My answer would be “Yes” except for the fact they they can print their own money and have totally bought out the political class. Macchiavelli would be proud.

With Geoffrey Batt

The ongoing troubles at the GSEs are no secret: it is public knowledge that Fannie had a 5.38% delinquency rate at December, while Freddie just passed the 4% threshold in January; both continue to rise rapidly each month. The fact that the mortgage-bond spread has just hit a record tight is merely an ongoing artifact of the Fed’s endless meddling in the mortgage market, with the sole purpose of keeping rates artificially low, and preventing banks from being forced to take massive writedowns on their entire loan book. This is all well known. What, however, seems to have escaped public attention is what the impact of these delinquencies is on the one largest holder of Mortgage Backed Securities, the Federal Reserve.  Read the rest of this entry »

Dead files for 9-15 March 2010

March 9th, 2010

The Ides of March are a-comin’…

Mar 9th:

http://www.arabianbusiness.com/548501-owner-of-ireland-on-the-world-commits-suicide

The owner of the island of Ireland on Dubai’s The World project has taken his own life amid rumours of financial worries as a result of the global economic crisis, it has been reported.

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SPY volume back to 2010 lows as mutual funds run out of cash

March 8th, 2010

Full story here from ZeroHedge.

At 112.8 million shares traded, the SPY just recorded its lowest volume day for 2010. One of the possible reasons for this: mutual funds are rapidly running out of cash to buy stocks. As Bloomberg notes, “equity mutual funds are burning through cash at the fastest rate in 18 years, leaving them with the smallest reserves since 2007 in a sign that gains for the Standard & Poor’s 500 Index may slow. Cash dropped to 3.6 percent of assets from 5.7 percent in January 2009, leaving managers with $172 billion in the quickest decrease since 1991, Investment Company Institute data show. The last time stock managers held such a small proportion was September 2007, a month before the S&P 500 began a 57 percent drop, according to data compiled by Bloomberg.“   Read the rest of this entry »

Barney Frank asks top 4 banks to write down 2nd mortgages

March 8th, 2010

Full story here from ZeroHedge. Barney forgot to put this in at the bottom of his letters: ” Pwease don’t forget to wepwenish my campaign coffers weal soon.” Huhuhuhuhuh.

Full Barney Frank letter:

Mr. Brian Moynihan
Bank of America

Mr. Vikram Pandit
Citigroup

Mr. James Dimon
JP Morgan Chase

Mr. John Stumpf
Wells Fargo

Dear Messrs. Moynihan, Pandit, Dimon and Stumpf:

The mortgage foreclosure crisis that began over two years ago, and which continues to be a prime contributor to our nation’s current economic downturn, burdens millions of hard-working American families. Congress and the Obama Administration have worked hard to address foreclosures by enabling and encouraging loan modification s, but the private sector’s response has fallen far short of the need. Many homeowners are eager to save their homes despite being “underwater,” but find that lenders and servicers are unable or unwilling to make necessary modi fications. These homeowners are increasingly deciding to walk away and thus foreclosures continue to mount, deepening the crisis. Read the rest of this entry »

China prepares to nullify local govt loan guarantees

March 8th, 2010

Full story here from ZeroHedge.

The horrible news hits just keep on coming for Goldman’s Jim O’Neill. First the BRIC acronym creator (soon to be largely forgotten when confronted with much more awesome comparables as CRAP and STUPID, the latter of which has already been subsumed for general consumption by CNBC) is rumored to be getting the boot from Goldman due to his involvement in the Red Knights group which is seeking to acquire the Red Devils (aka Manchester United), and now China just announced it is about to pull the rug out of the entire lending concept when it announces it is nullifying loan guarantees by all local governments. Just to put this in perspective, the impact of this is akin to what Obama did to Chrysler’s secured lenders, multiplied by about one Fed dollop of MBS holdings (i.e., trillion), with debtors not even getting the courtesy Steve Rattner K-Y reacharound. The total potential impact: $3.5 trillion smackers. And some large, recently bailed out bank, has been seen as claiming the CNY is about to get revalued. HA HA HA. Oh, and goodbye BRICs. Read the rest of this entry »

Washington must ban US credit derivatives as traders demand gold

March 8th, 2010

Full story here from Janet Tavakoli. Like a hand grenade in a barrel of oatmeal…

Congress should act immediately to abolish credit default swaps on the United States, because these derivatives will foment distortions in global currencies and gold. Failure to act now will only mean the U.S. will be forced to act after these “financial weapons of mass destruction” levy heavy casualties. These obligations now settle in euros, but the end game is to settle them in gold. This is so ripe for speculative manipulation that you might as well cover the U.S. map with a bull’s-eye.   Read the rest of this entry »

The albatross of sovereign debt

March 8th, 2010

Full story here from The International Forecaster. Don’t know what an albatross is? Check here.

“Sovereign debt hangs like an albatross around the necks of too many countries. There are 17 medium-size to large countries that are close to, or are bankrupt. Many are being kept solvent by using two sets of books and by marking to model. As you know we expect these bankruptcies to take place by the end of 2011. That will be accomplished at meetings such as we saw in the 1970s at the Smithsonian, the Plaza Accord of 1985 and the Louvre Accord of 1987. There will be a realignment of currencies. Read the rest of this entry »

US lawmakers launch push to repeal NAFTA

March 5th, 2010

Full story here.

“A small group of U.S. lawmakers unveiled legislation on Thursday to withdraw from the North American Free Trade Agreement in the latest sign of congressional disillusionment with free-trade deals.

The bill spearheaded by Rep. Gene Taylor, a Mississippi Democrat, would require President Barack Obama to give Mexico and Canada six months notice that the United States will no longer be part of the 16-year-old trade pact. Read the rest of this entry »